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Google forbids its employees from using Zoom over security concerns

Google says Zoom does not meet the security standards for apps used by its employees.What you need to knowCiting security vulnerabilities, Google has banned its employees from using the Zoom app.Multiple security flaws in Zoom came to light recently, after its user base grew from 10 million to 200 million amid the COVID-19 crisis.Google employees can still use Zoom to connect with friends and family through a web browser or via mobile.Last week, Elon Musk's SpaceX banned its employees from using the Zoom app over privacy and security concerns. As per a report from BuzzFeed News, Google too has now banned its workers from using the popular video conferencing app on their devices, which happens to be a competitor to its Meet app.In an email sent to its employees last week, Google warned that the Zoom client installed on their corporate computers would stop working starting this week. A Google spokesperson told BuzzFeed News that the company has "long had a policy of not allowin…

Amex Blue Cash Preferred vs Citi Double Cash: which one is for you?

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Heads up! We share savvy shopping and personal finance tips to put extra cash in your wallet. Android Central may receive a commission from The Points Guy Affiliate Network. Please note that the offers mentioned below are subject to change at any time and some may no longer be available.

One card has unbeatable rewards in certain categories. The other has impressive rewards on all purchases. Which one wins out?

Earn on everything

Citi® Double Cash Card

Apply at The Points Guy

Pros

  • Cash back on every purchase
  • Encourages you to pay off your balance
  • No annual fee

Cons

  • No welcome bonus
  • Not a lot of additional perks

The Citi® Double Cash Card is one of the most responsible and rewarding cash back credit cards on the market.

Our Pick

Blue Cash Preferred® Card from American Express

Apply at The Points Guy

Pros

  • Impressive welcome offers
  • High rewards on common expenses
  • Solid benefits and perks

Cons

  • Low rewards outside of specific categories
  • Foreign transaction and annual fees

The Blue Cash Preferred® Card from American Express is one of the best cash back cards on the market for earning on the purchases you make the most.

When it comes to cash back credit cards, you're normally given two choices. One type of card will earn you cash back on limited categories, but the rewards will be elevated. The other will give you rewards on everything, but those tend to not have as high earnings as their category-specific counterparts. These two cards, the Blue Cash Preferred® Card from American Express and the Citi® Double Cash Card, are each a master of these two areas.

Both cards offering incredible rewards and benefits, but they are built for different purposes. Which one makes the most sense for you? Find out as we put these two cash back titans head to head.

Earn on everything with the Citi® Double Cash Card

While some people will enjoy the elevated rewards on specific categories with the Blue Cash Preferred® Card from American Express, others prefer to not have to play the "category" game. For many, they just want to know they are earning the same rewards no matter what they purchase. The Citi® Double Cash Card offers just that.

The card has one of the simplest cash back programs on the market while also being one of the most rewarding for its cardholders. Cardholders can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There are no categories to keep track of or enroll in and no cap on how much cash back you can earn.

This highlights a feature that is currently unique to the Citi® Double Cash Card: it's the only credit card that rewards you to pay it off. While many cards offer huge welcome bonuses and enticing perks, this card is built to earn you the most by being financially responsible. For those looking to keep their credit card usage under control and earn rewards for doing so, this is the card for you.

The card does not currently offer any kind of bonus cash for signing up, but you can take advantage of a balance transfer offer. New cardholders can get a 0% intro APR on balance transfer for 18 months (15.49% - 25.49% variable APR after that). Concerning benefits, members enjoy Credit Card Protection which covers you against theft or loss, Purchase Protection for $0 liability in case of fraudulent charges, and Citi Entertainment for special access to concerts and sporting events. This card also has no annual fee.

If you want to learn more about the Citi® Double Cash Card, here's everything you need to know.

Citi® Double Cash Card Blue Cash Preferred® Card from American Express
Rewards Earn 2% on every purchase with unlimited 1% cash back when you buy. 6% cash back on U.S. Supermarkets on up to $6,000 a year in purchases and streaming services
Plus an additional 1% as you pay for those purchases 3% cash back on U.S. gas stations and transit
1% on all other purchases
Welcome bonus None $250 statement credit after spending $1,000 in the first 3 months
Fees None $95 annual fee
Interest Rate 15.49% - 25.49% APR 13.99%-24.99% Variable

Earn even more on the every day with the Blue Cash Preferred® Card from American Express

While the Citi® Double Cash Card might earn you on everything you buy, the Blue Cash Preferred® Card from American Express earns you exponentially more on the purchases you make the most often. While some want to just swipe their card without thinking about it, many want to know they are earning the best rewards possible. This is where this card truly dominates the market.

The Blue Cash Preferred® Card from American Express is a monster when it comes to earning rewards on everyday spending. Cardholders enjoy some of the highest rewards in the industry for all of the categories listed below:

  • 6% Cash Back at U.S. supermarkets (on up to $6,000 in purchases then 1%)
  • 6% Cash Back on select U.S. streaming subscriptions
  • 3% Cash Back at U.S. gas stations
  • 3% Cash Back on transit, including parking, tolls, trains, and rideshares
  • 1% Cash Back on other purchases

This means that every time you buy groceries, watching Netflix, listen to Spotify, fill up your tank, hop a bus, or jump in an Uber, you're earning more rewards than most of the competition.

This card also comes with two fantastic welcome bonuses. New cardholders can earn a $250 statement credit after spending $1,000 in purchases on their new Card within the first 3 months of membership. You can also enjoy 0% APR for 12 months on purchases and balance transfers, then a variable rate (currently 13.99%-24.99).

The Blue Cash Preferred® Card from American Express also comes with some handy benefits like Car Rental Loss and Damage Insurance for when you are traveling, Return Protection which covers you for products a store won't take back, and Shoprunner for free 2-day shipping at over a hundred stores.

The one downside of the card is that it does have an annual fee of $95. That said, if you use this card for what it is intended for, you'll earn so much cash back that it will justify the cost of the fee many times over.

If you want to know even more about the Blue Cash Preferred® Card from American Express, here's everything you need to know.

Which one should you get?

If you are looking for a card that has a simple cash back rewards program and helps you build better financial habits, the Citi® Double Cash Card is for you. However, if you are just looking to push the limits of earning cash back and maximize what you get back from your everyday spending, then the Blue Cash Preferred® Card from American Express is a fantastic option.

Earn on everything

Citi® Double Cash Card

Earn the most by being debt-free.

Apply at The Points Guy

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness. Balance Transfers do not earn cash back. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

Our pick

Blue Cash Preferred® Card from American Express

Earn on your staples.

Apply at The Points Guy

Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more, and 1% Cash Back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99%-24.99%. $95 annual fee.



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